The Market for Financial Adviser Misconduct (with M Egan and G Matvos), 2019. Journal of Political Economy, Vol 127, Issue 1, 233-295.
Financial Market Frictions and Diversification (with G Matvos and R Silva), 2018. Journal of Financial Economics, Vol 127, Issue 1, 21-50.
Fintech, Regulatory Arbitrage and the Rise of Shadow Banks (with G Buchak, G Matvos and T Piskorski), 2018. Journal of Financial Economics, Vol 130, Issue 3, 453-483.
“Interest Rate Pass-Through: Mortgage Rates, Household Consumption, and Voluntary Deleveraging” (with Di Maggio, Kermani, Keys, Piskorski, Ramcharan, and Yao), 2017. American Economic Review, Vol 107, Issue 11, 3550-3588.
[Note: this is a combined version of working papers Monetary Policy Pass-Through: Household Consumption and Voluntary Deleveraging by M. Di Maggio, A. Kermani and R. Ramcharan previously Revise & Resubmit at American Economic Review and Mortgage Rates, Household Balance Sheets, and the Real Economy by B. Keys, T. Piskorski, A. Seru, and V. Yao previously Revise and Resubmit at Journal of Political Economy [NBER Digest])]
Regional Redistribution through the US Mortgage Market (with E Hurst, B Keys and J Vavra), 2016. American Economic Review, Vol 106, Issue 10, 2982-3028.
Policy Intervention in Debt Renegotiation: Evidence from Home Affordable Modification Program, (with S Agarwal, G Amromin, I Ben-David, S Chomsisengphet and T Piskorski), Journal of Political Economy, 2017.
Technological Innovation, Resource Allocation and Growth (with L Kogan, D Papanikolaou and N Stoffman), February 2015. Crowell Memorial Prize, Panagora Asset Management, 2017. Quarterly Journal of Economics, Vol 132, Issue 2, 665-712.
Selling Failed Banks (with J Granja and G Matvos), 2017, Journal of Finance, Vol 72, Issue 4, 1723-1784.
This is an abridged version with many results that appeared in the working paper: 620 FICO, Take II: Securitization and Screening in the Subprime Mortgage Market (with B Keys, T Mukherjee and V Vig)